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Writer's pictureMicah

Do I Need Travel Insurance for Portugal?

Updated: Jan 31


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Portugal, with its breathtaking landscapes, fascinating history, and vibrant culture, remains a top destination for travelers worldwide. Whether you're exploring the charming streets of Lisbon, basking in the sun along the Algarve coast, or venturing further afield, the allure of this country is undeniable. Amidst the excitement of planning your Portuguese adventure, it's crucial to consider a crucial element often overlooked: travel insurance.

Travel insurance offers a safety net against unforeseen circumstances. From medical emergencies and trip cancellations to lost luggage and delays, it provides a shield of financial protection, ensuring you navigate any unexpected situations with peace of mind. But do you truly need it for Portugal?


The Importance of Travel Insurance

Travel insurance offers a safety net against the unforeseen. From medical emergencies to trip cancellations and lost luggage, it provides a shield of financial protection, ensuring you navigate any unexpected situations with peace of mind. But do you truly need it for Portugal?


Why Opt for Travel Insurance?

In our opinion, travel insurance is an essential companion for any trip, especially when venturing into the Schengen Zone. While Portugal itself boasts reliable healthcare services, a comprehensive insurance plan like Faye Travel Insurance can offer coverage that regular health insurance may not encompass.



Coverage That Matters

Faye , a reputable provider in the EU, extends coverage that goes beyond the ordinary. Their Gold and Platinum plans specifically cater to Schengen Travelers, encompassing medical expenses, emergency evacuations, Covid-related issues, and more. This coverage ensures that you're protected against a multitude of travel-related risks.


Won't Break The Bank

We were pleasantly surprised when we received quotes from Faye for their Gold and Platinum coverage plans—$160 for Gold and $193 for Platinum for a month-long trip to Portugal. What amazed us even more was that these prices were nearly 50% cheaper than those offered by the largest travel insurance provider online, all while delivering the same, if not better, coverage. Fayes commitment to providing comprehensive protection at such competitive rates truly sets them apart in the realm of travel insurance.



A woman standing on a bridge smiling with her arm outstretched
Don't worry about it!

Peace of Mind Anywhere, Anytime

One of the critical perks of Faye Travel Insurance lies in its global presence. With over 20 years of experience and a footprint in 30 countries across 5 continents, their policies offer reliable coverage, no matter where your travels lead you.


Customizable Plans for Your Needs

Faye understands that every traveler is unique. Their policies come with various coverage limits, allowing you to tailor your plan based on your specific needs and travel itinerary. From medical expenses to trip cancellations and baggage coverage, their offerings are comprehensive.





Final Thoughts

While Portugal offers a relatively safe and enjoyable travel experience, unexpected events can still disrupt even the most meticulously planned journeys. Travel insurance acts as a safety net, ensuring you have the financial protection and assistance you need to navigate any challenges and fully enjoy your Portuguese adventure.


Before securing your travel insurance, be sure to:

  • Review your existing health insurance: Understand what's covered and what's not to avoid unnecessary duplication.

  • Research different plans: Compare coverage options and prices from various providers to find the best value for your needs.

  • Read the fine print: Carefully review the policy details, including exclusions and limitations, to be sure you're aware of what's covered and what's not.

  • Choose a reputable provider: Faye Travel Insurance boasts a proven track record and global presence, ensuring you have access to reliable support and assistance should you need it.

Travel insurance is not always mandatory, but it's a wise investment that can offer peace of mind and financial protection for your Portuguese adventure. Don't leave your trip to chance - travel smart, travel insured!



In our opinion, investing in travel insurance, particularly Faye Travel Insurance is a prudent decision. It not only secures your journey but also offers the freedom to explore Portugal and the Schengen Zone with confidence.


PT NOW: BONUS TIPS

  • Check with your current health insurance to see if they cover travel

  • you may not need to buy travel insurance until a few days before your trip and not at the time you book

  • Some credit cards have travel benefits that may cover travel insurance, this may be a cheaper option if you qualify for the cards.



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Praça do Comércio, Lisbon, Portugal

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